A better way to manage ichra

Keep the clients. Hand us the spreadsheet.

You built a small-business ICHRA book by hand, and it works, right up until group number nine. StretchDollar is the ICHRA platform built only for employers under 50. Move your groups over, stay broker of record where you’re licensed, and let the back office run itself.

Animated StretchDollar broker portal dashboard
A purpose-built operating system for broker-managed ICHRA groups.
5 minto build a complete ICHRA quote
95%+employer retention
Under 50built exclusively for employers under 50

ICHRA BUILT for brokers

We know what’s in that spreadsheet.

The work behind a small ICHRA book compounds quickly. Put recurring administration in a system built to carry it.

01 / Documents

Plan documents don’t write themselves.

Move past manually assembling plan documents, notices, and group-specific details every time a client needs to act.

02 / Reimbursements

Tracking is a full-time sidecar.

Stop following reimbursements, employee questions, and recurring group work through a maze of tabs and reminders.

03 / December

The year-end rush is real.

Let year-end IRS paperwork have a home—before it becomes the annual December scramble for your team.

The partnership deal

You keep the relationship. We run the machinery.

Protect the relationship you earned, keep your economics visible, and give every group a more dependable operating layer.

Talk about partnering ↗

You keep

  • $22 of every $25 PEPM
  • 100% of carrier commissions
  • Your client relationship
  • Your broker-of-record role for your licensed states
  • Your agency’s logo and colors

StretchDollar handles

  • Direct-ACH reimbursements
  • Employee outreach and support
  • Year-end paperwork
  • Onboarding and technical support
  • Ongoing ICHRA administration

No setup fee. No long-term contract. Partner qualification is designed for licensed brokers and agencies supporting small-business ICHRA groups.

migrating your book

From spreadsheet to autopilot in four clear moves.

1

Create your portal

Set up the broker portal that becomes your home base for groups.

2

Re-quote each group

Build a complete ICHRA quote without rebuilding the same spreadsheet logic.

3

Client signs and onboards

Bring the employer into a clearer, branded experience.

4

Autopilot takes over

Reimbursements and the recurring operational work run from one system.

Resource Center: We have guides, articles, videos and more to get you onboarded and quoting ICHRA with StretchDollar. We even put together sales assets to assit you with pitching and selling.

Keep it practical: Start with one group, learn the flow, then bring the rest of your book over on a schedule that works. Want a 1/1 start? The clock’s running. Start migrating now and you’ll be done before the holiday crunch.

Portal demo

See how the ICHRA Partner Portal works.

Check out the demo, then decide if it is time to give your book a more durable home.

A practical comparison

The hand-built book versus the broker portal.

WorkRunning it by handWith StretchDollar
QuotingRebuild the details for each group.Build a complete ICHRA quote in one portal.
Plan documents & noticesAssemble and track the paperwork manually.Put documents and notices in the operating flow.
ReimbursementsTrack activity and follow up across the group.Direct-ACH reimbursements run through the platform.
Year-end IRS paperworkAnother recurring season of manual coordination.Year-end paperwork is part of the support layer.
Employee supportQuestions land back with your team.Employee shopping support and human support are available.
Group number 50More manual work added to the pile.A repeatable way to add the next group.

Broker FAQs

Money, contracts and compliance, answered up front.

A straightforward look at the practical details brokers ask before moving a book.

Not us. Reimbursements move directly from the employer to the employee by ACH. StretchDollar never holds client funds and never approves or denies claims. We’re the software and services that make the process run.
Two standard documents. Each employer signs our ICHRA plan services agreement when they onboard, and you accept our broker terms once. Same terms for everyone, so no per-deal redlines to slow you down.
Yes, in the states where you’re licensed. You choose which states route to your brokerage. Anywhere else, our licensed brokerage team supports your clients. Either way, you earn the PEPM.
Employers with 1 to 50 W-2 employees. We’re built for that segment and nothing else, which is why the experience is so simple. Larger groups aren’t supported today; ask us about options.
Bring missed-premium questions to the migration conversation so the right transition path can be mapped for the specific group.
Clients pay $100/mo plus $25 per participating employee. No setup fees, renewal fees or long-term contracts, and you can cancel anytime. The partner portal is $99/mo with your first month free.

Trusted for SMB ICHRA by some of the nation's leading brokerages

Logos of leading brokerages

Ready when you are

Move your first group this week.

Quote in minutes. Onboard the same day. Dolly approves. A twenty-minute call is all it takes to see how your book fits.